| Understanding islamic finance M Ayub Gramedia Pustaka Utama, 2013 | 2390 | 2013 |
| Islamic banking and finance: theory and practice M Ayub State Bank of Pakistan, 2002 | 121 | 2002 |
| Securitization, sukuk and fund management potential to be realized by Islamic Financial Institutions M Ayub Sixth International Conference on Islamic Economics, Banking and Finance, 2005 | 49 | 2005 |
| An introduction to Takaful–an alternative to insurance M Ayub Islamic Banking Department, State Bank of Pakistan, 1-3, 2003 | 40 | 2003 |
| ‘Running Mushārakah’ by Islamic Banks in Pakistan: Running from Mushārakah or Moving back to Square One M Ayub Journal of Islamic Business and Management . 6 (1), 12, 2016 | 24* | 2016 |
| Liquidity Management by Islamic Banks: An Issue or a Contrivance for Risk-free Returns M Ayub Journal of Islamic Business and Management (JIBM) 7 (01), 01-10, 2017 | 19 | 2017 |
| Liquidity Management by Islamic Banks: An Issue or a Contrivance for Risk-free Returns M Ayub Journal of Islamic Business and Management (JIBM) 7 (01), 01-10, 2017 | 19 | 2017 |
| Use of W ‘ad and Tawarruq for Swaps in the Framework of Islamic Finance M Ayub Eighth International Conference on Islamic Economics and Finance, Doha …, 2011 | 19 | 2011 |
| Qur’an, Hadith and Riba Connotation M Ayub Journal of Islamic Business and Management. Retrieved from JIBM website, 2012 | 9 | 2012 |
| Focusing on Sharī‘ah Governance in Regulating the Islamic Banking Institutions M Ayub Journal of Islamic Business and Management (JIBM) 6 (02), 07-18, 2016 | 7 | 2016 |
| Sharing and Transferring Risks in Retakāful and Conventional Reinsurance: A Critical Analysis IBMMA Abu Umar Faruq Ahmad JKAU: Islamic Economics 28 (2), 117-154, 2015 | 6* | 2015 |
| Profit and loss distribution and pool management framework for IBIs in Pakistan: progress, issues and implications M Ayub, SH Mohamed Ibrahim Journal of Islamic Business and Management Vol 3 (1), 1-22, 2013 | 6 | 2013 |
| Financial Inclusion: Social Inclusion with its true Paradigm to be the Target! M Ayub Journal of Islamic Business and Management 5 (1), 5-16, 2015 | 4 | 2015 |
| A Comprehensive Glossary of Terms in Islamic Commercial Law–Business, Banking and Finance M Ayub Journal of Islamic Business and Management Vol 2 (2), 2012 | 4 | 2012 |
| Islamic Finance: Laying Down an Overarching Schema for Value based Sharī ‘ah Advisory and Governance Framework M Ayub Journal of Islamic Business and Management Vol 3 (2), 2013 | 3 | 2013 |
| ISLAMIC FINANCE MUST TURN TO THE ROOTS! M Ayub Theme to be pondered in aftermath of the current global crisis. Online …, 2011 | 2 | 2011 |
| Interaksi Edukatif Guru dan Siswa dalam Pembelajaran Akidah Akhlak di Madrasah Aliyah Fathussalam Desa Banyiur Kecamatan Anjir Pasar Kabupaten Barito Kuala M Ayub Tarbiyah dan Keguruan, 2020 | 1 | 2020 |
| Case for Following the Business Ethics M Ayub Editorial, Journal of Islamic Business and Management 3 (1), 2013 | 1 | 2013 |
| Focus on Difference between Interest and Trade Profit. M Ayub Journal of Islamic Banking & Finance 29 (3), 2012 | 1 | 2012 |
| Penggunaan Trichoderma Lokal Riau Dalam Kompos Jerami Padi Sebagai Biofungisida Untuk Mengendalikan Penyakit Busuk Pelepah Padi S Elfina, Y Venita, J Efendi, M Ayub | | 2016 |
